By using the service provided through this web site, you agree to be bound by the following terms and conditions of use:

The Services provided by HFPL may be withdrawn or varied at any time without notice. The Services provided by HFPL are available only to Australian residents and in relation to property in Australia.

HFPL relies upon the accuracy and completeness of information provided by you in providing the Services.

HFPL does not provide any investment, financial or legal advice in this website as to the suitability of the Services for you. HFPL recommends that you take independent professional advice relating to your specific circumstances before you make any financial, legal and real estate decisions or commitments.

HFPL is not the agent of any participating lender. Any application by you for credit from a participating lender is subject to the lending criteria and approval process of that participating lender. HFPL does not have any influence over the decisions of a participating lender.

HFPL does not warrant that you will be able to obtain a loan from any participating lender. HFPL does not warrant the timeliness of any participating lender in responding to your application or that the drawdown of any loan you may obtain will occur by a particular date. In the event that you obtain a loan from a participating lender, HFPL may receive a fee or commission from that participating lender.

Any information provided to you in respect of a participating lender (including, without limitation, interest rates, security requirements, fees and charges) has been provided to HFPL by the participating lender. HFPL does not verify the accuracy of any information provided by a participating lender.

HFPL is the owner of all copyright that may arise in relation to this website and the Services. HFPL may change these terms at any time in its absolute discretion.

Subject to any responsibilities implied by law and that cannot be excluded, HFPL excludes all other conditions and warranties

To the extent permitted by law, HFPL shall not be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever
including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the Services or this website, with the delay or inability to use the Services or this website, the provision of or failure to provide the

Services or this website, or for any information, software, products, services and related graphics obtained through the Services or this website, or otherwise arising out of the use of the Services or this website, whether based on contract, tort, negligence, strict liability or otherwise, even if HFPL has been advised of the possibility of damages.

The references to HFPL in these terms means Harzed Finance Pty Ltd (ABN 81 076 856 623) Reference to the Services means those services offer by HFPL at any particular time.