Our Assignment Business Owner seeking lower interest rate gets even more! Loans in portfolio are: Home loan Business loan Commercial property What Did We Do? 1. We refinanced the business loan and most of the commercial property loans and saved approximately 2% p.a. or $14,000 each year. Even the commercial loans that we could not […]
Typically you would be referred to us and we hope you engage us to provide you with credit assistance. In a open way, we seek to determine your financial position and your requirements and objectives. Our primary tool is our comprehensive fact find.
We consider your requirements and objectives and examine your loan supporting documentation so that we can make a preliminary assessment.
We will provide you, for your consideration/acceptance, a credit proposal that includes all known information, including fees and commissions, about the proposed credit contract.
We prepare a credit application to the lender that includes all relevant supporting documentation you have provided to us. Valuation of your property is instructed and lender will seek your credit report for all borrowers and guarantors.
This is an exciting stage and you credit application has been unconditionally approved and mortgage documents become available for you to sign. We believe in segregation of duty and we always recommend you refer the mortgage documents to your legal/financial advisor.
Your loan settles and we remain readily available to assist you.
We seek to ensure you are totally satisfied client to the point that you become a referrer of our services.
I can’t rate Harzed Finance highly enough for making the loan approval and settlement process as stress-free and simple as possible. Zoran Malesevic had great industry connections and knowledge of what each institution was offering, the pros and cons of each loan product appropriate to our situation, and excellent customer service such that we didn’t […]
Harzed Finance’s professionalism and customer service is outstanding. When settling our loans, both for the properties and cars, we invested minimal time. Zoran directly liaised with all parties to ensure the loans were settled on time and at no inconvenience to us. I was pleasantly surprised with the professionalism and expertise demonstrated by Zoran, and […]
Mr Zoran Malesevic came highly recommended by a close friend and colleague of mine. He sure lived up to his reputation. Throughout the whole process, he was organized, caring and courteous. Even after the settlement, to my amazement , he continued to ensure a smooth transition from one bank to another. He saved us an […]